Renewal Readiness Report
MEDIUM RISKOverall control coverage
64%
Estimated premium impact
0% to +10%
Control coverage of 64% places this organization in the mid-range band — no strong upward or downward pressure on premium from controls alone, though the MFA gap above is the kind of finding underwriters weight heavily.
P10
$180K
P50 (median)
$920K
P90
$4.1M
P95
$6.8M
P99
$14.2M
Mean
$1.6M
Loss Exceedance Curve
Probability that annual cyber loss exceeds a given dollar amount (from 10,000 Monte Carlo simulations).
Claimed vs. validated
- NIST-IA-2 was claimed "yes" — Marked "yes" but a critical audit finding (MFA not enforced on legacy VPN) contradicts this.
Gaps by framework
NIST 800 53
NIST-IA-2, NIST-SC-7, NIST-AU-6
CIS V8
CIS-6.3, CIS-8.2
ISO 27001
ISO-A.9.4.2
NIST CSF 2 0
NIST-IA-2, NIST-SC-7, NIST-AU-6
NIST 800 171
NIST-IA-2, NIST-SC-7, NIST-AU-6
PCI DSS 4
NIST-IA-2, NIST-SC-7, NIST-AU-6
SOC 2
NIST-IA-2, NIST-SC-7, NIST-AU-6
HIPAA SECURITY RULE
NIST-IA-2, NIST-SC-7, NIST-AU-6
CMMC L2
NIST-IA-2, NIST-SC-7, NIST-AU-6
FEDRAMP MODERATE
NIST-IA-2, NIST-SC-7, NIST-AU-6
HITRUST CSF
NIST-IA-2, NIST-SC-7, NIST-AU-6
GLBA SAFEGUARDS
NIST-IA-2, NIST-SC-7, NIST-AU-6
NYDFS 500
NIST-IA-2, NIST-SC-7, NIST-AU-6
NAIC MODEL LAW
NIST-IA-2, NIST-SC-7, NIST-AU-6
FFIEC CAT
NIST-IA-2, NIST-SC-7, NIST-AU-6
COBIT 2019
NIST-IA-2, NIST-SC-7, NIST-AU-6
CSA CCM
NIST-IA-2, NIST-SC-7, NIST-AU-6
GDPR ART32
NIST-IA-2, NIST-SC-7, NIST-AU-6
UK CYBER ESSENTIALS
NIST-IA-2, NIST-SC-7, NIST-AU-6
ISO 27701
ISO-A.9.4.2
SOX ITGC
NIST-IA-2, NIST-AU-6
This is a sample report using seeded demonstration data — not a real simulation. Real results are calibrated from public sources (IBM Cost of a Data Breach 2025, Verizon 2025 DBIR, Cyentia IRIS) as good-faith approximations, not proprietary actuarial data, and should not be treated as a certified actuarial assessment without professional review.
This is a sample — run your own free assessment to see your actual risk profile.
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